Where Integrity And Workmanship Meet

Whether you're looking to renovate, redesign or reconstruct, you need a builder with high integrity and expert craftsmanship to command the project from start to finish. That's where Ray Ramos comes in. Ramos Home Improvement is the name in the game for your next big build.

Ray Ramos Nathan Durst

Ray Ramos Is Your Trustworthy Ally On Your Next Project

Your Trusted Team

Ramos Home Improvement | Ray Ramos

Ray Ramos Is Here To Make Home Improvement A Breeze

If transformation is what you seek, Ramos Home Improvement is your destination. Specializing in bathroom overhauls, kitchen revamps, and comprehensive living space redesigns, we pride ourselves on delivering exceptional quality and service. Let's turn your vision into reality. Contact us to explore more.

Contact

Founder and President of HMS

Nathan Durst

Is Here To Make Home Loans Simple

"Home Loans Made Simple." - That's Nathan's mission and finding this company more than a decade ago, Nathan has been able to make that mission possible for thousands of borrowers. HMS stands between you and banks to ensure that your financial needs are represented. When you choose his brokerage you're getting the years of experience he has and the team he has built to help you close your next home loan.

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WHy GREAT

Builders

Make Your Next Transaction A Breeze

Build

Something Custom

Quality

That Lasts

Peace

Through Guidance

Tailored

And Beautiful Homes

Your Loan Application

Just fill out one of these applications to get things started with us!

Fast Application

Best option for borrowers interested in buying or refinancing but don't know where to begin.

Takes 5 Mins

Easy to Complete

Obligation Free

Fully Secure

Fill Out Fast App

Full Application

Best option for borrowers looking to buy or refinance fast - please fill out as accurately as possible.

Takes 10-15 Mins

Easy to Complete

Obligation Free

Fully Secure

Fill Out Full App

State of Illinois Community Reinvestment Act

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.