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Calculators
Fixed Rate vs. ARM Calculator

This tool allows you to compare the monthly payment for Fixed Rate Mortgage and an Adjustable Rate Mortgage (ARM).

Basic Loan Information ARM Variables
Loan Amount $ Months Before First Adjustment  Months
Term    Years Months Between Adjustments  Months
Fixed Rate Variable Expected Adjustment Rate  %
Interest Rate    % Initial Interest Rate  %
      Maximum Interest Rate  %
 
 



Home Mortgage Specialists, Inc

Ph: (309) 222-8286
Fax: (309) 222-8287
Illinois Residential Mortgage Licensee #MB.6760824 – Company NMLS #695728
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"Working with Nathan
was truly a rewarding
experience. Reducing
both our interest rate
and shortening the
term was more than
I anticipated. The
process took a while
with the new
regulations, but I
couldn’t be happier."

-Tom S., Peoria, IL
Refinance, August 2011