HMS authorizes the use of information in this website for informational and non-commercial purposes.
Information contained herein is believed to be reliable, but HMS does not warrant completeness, timeliness or accuracy. It is not intended as an offer or solicitation for mortgage products or financial instruments. Any information and materials are subject to change without notice, including the terms and conditions under which such information and materials are used. The products and services may change with geological location. HMS will not be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
The data in this website is of a general nature. It does not represent an exhaustive treatment of subjects. It does not constitute tax, accounting, legal, consulting or any other professional advice.
Consult tax or legal advisors before making a decision or taking action.
And, please use any information (including this document) at your own risk. Our website contains copyrighted material, any unauthorized use of materials may violate copyright, trademark, or other laws.
Materials here require the authorization of HMS to be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.