Getting a Rate Quote is Easy

Our rate quotes are simple! And they are simple to get. You can either call 309-222-8286 and ask for Nathan or send him an email at Or fill out a contact card and someone will be in touch to ask questions and serve you to the best of their ability. Remember, you only need a rate quote if you want to refinance. If you need to purchase, click "Pre-Approval" above. 

(Do it from your couch)

What to Expect

After you get into contact with a mortgage specialists and answer a few questions, they are going to begin looking out on the marketplace for the best lender for you! And they'll take all sorts of factors into consideration, including costs, rates, mortgage insurance and much more. If you aren't comfortable giving us information off the bat, call us! Get to know us! Dial 309-222-8286 ask for help and someone will help! 

Our Latest Articles are here! 

Choose from the list of topics or by scenario below! 

Articles for Refinancers

Articles for Purchasers



Need more information about how a mortgage broker works?

Historically things have been rough around the edges in the broker community, we intend to change that by offering you the details about why choosing a mortgage broker is the good... better... best way! to close your loan! Call us at 309-222-8286 and ask for Nathan!! 

Home Mortgage Specialists, Inc.


4719 N Sheridan Rd.

Peoria, IL. 61614

Licensee Info

Illinois Residential Mortgage

Licensee MB..6760824

Florida #LO88266

Indiana #480568

NMLS ID #695728

For licensing info go to

Regulated By

Illinois Department of Financial and Professional Regulation

555 West Monroe Street

5th Floor
Chicago, IL 60661

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Equal Housing Opportunity Lender

State of Illinois Community Reinvestment Act

"The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department."