Home Mortgage Specialists, Inc. — Home Loans Made Simple
Purchase, refinance, VA, FHA, Conventional & Jumbo home loans in Illinois, Florida, and Indiana. Great rates, fast closings, and personal service from a family-run mortgage brokerage. Call 309-222-8286 for a free consultation.
Our Loan Products
- Home Purchase Loans — Conventional, FHA, VA, and Jumbo financing for buyers at every stage.
- Mortgage Refinance — Lower your rate, shorten your term, or access your home equity.
- Conventional Loans — Flexible options for buyers with good credit.
- FHA Loans — Low down payment loans ideal for first-time buyers.
- VA Loans — No down payment for eligible veterans and active-duty military.
- Jumbo Loans — Financing for higher-priced homes above conforming limits.
- View all loan products
Why Choose HMS?
Home Mortgage Specialists is a licensed mortgage broker with access to 15+ wholesale lenders, giving you more options and better rates than most retail banks. We serve homebuyers and homeowners across Illinois, Florida, and Indiana. NMLS #695728.
Get Started
Apply online in minutes, use our mortgage calculator to estimate payments, or contact our team for a free consultation.