Your Dream of Home Ownership Awaits
I know What I'm here for:
Founder and Chief Nathan Durst has been closing loans since 1998. With a deep knowledge of the mortgage industry, Nathan has organized a team of professionals that does not quit. We work hard for our clients from first call to closing.
Call 309-222-8286 for more
At HMS you can:
E-Sign or Wetsign
Track your progress
Choose your product
Shop wholesale rates
Lock and Shop
Get an appraisal waiver
Close in less than 20 days
And so much more!
Applying is simple, All it takes is action. I don't know about you but we're ready to move!
"Where can I find HMS?"
You asked, we answered.
Can HMS do my loan?
We'd love to! We work with people, and if there are things that are stopping you from getting a Mortgage, HMS will do all that it can to help you go forward. That's part of our mission. We are a mortgage broker, and we try and do every loan that we can!
How long does it take?
There's no definite answer to this question. Every loan is different. But, we pride ourselves in our ability to close loans in 10-20 days. Month long closings are a thing of the past.
Unless you can get a VA loan, it is expected that you will put at least 3% down on your home purchase. Don't let this scare you though, call us and we can make a plan that gets you into the home your want, not the one you need.
What is a Broker?
A mortgage broker is a negotiator. You hire us to defend your interests and to get you a premium product, at a competitive rate. A broker serves the borrower by negotiating with the lender on their behalf.
How long to get Preapproved.
Give us a call, or email and we can get you preapproved right quick. The HMS way is simple, fast and efficient. Call us!
How much does it cost to start?
That's easy, it's totally free for you to start working with us. We guarantee that you won't pay HMS a dime until your loan closes. Our job is closing loans, and if we haven't done it, you don't pay. It's that simple.
HMS is now operating out of Illinois, Indiana and Florida, if you live in one of these states, you can get a mortgage.
Submitted a contact card, but waiting on a call from a mortgage specialist? Don't know what to do in the meantime? You can apply! Fill out a full scale mortgage application and you'll be one step closer to the best decision you've made this year!